F.A.Q.
Frequently Asked Questions
No. Ras Al Khaimah and the UAE have no personal income tax, no capital gains tax, and no annual property tax for individual investors.
Yes. Most countries require their tax residents to declare worldwide assets and income, even if no tax is due in the UAE. Always consult a local tax advisor.
Ras Al Khaimah offers some of the most flexible structures: The most common structure is the 50-50 model (50% during construction and 50% upon handover). Additionally, many developers offer post-handover payment plans that allow you to spread the remaining balance over 3 years or more interest‑free.
Yes. Some developers in Ras Al Khaimah accept Bitcoin, Ethereum, USDT and other major cryptocurrencies. The amount is converted at market rate at the time of payment. We can guide you through the process.
Absolutely. Off‑plan properties are fully open to non‑resident investors.
No. You can pay directly from your home bank account via international wire transfer. However, a non‑resident savings account in the UAE can make installment payments easier. We can guide you.
Some UAE banks offer mortgages to non‑residents: typically 50–65% loan‑to‑value, minimum 25–35% down payment, and minimum annual income of AED 120,000. We can introduce you to trusted banks.
Yes, for example in RAKEZ. But this does not automatically exempt you from home country taxes. You must take professional cross‑border tax advice.
Invest AED 2 million in real estate. You receive a 10‑year renewable residency with family sponsorship, no local sponsor, and a path to UAE tax residency. We can guide you through the application.
Yes. Most developers allow resale once you have completed 30% of the payment plan.
We arrange a fully guided trip through our partner developers. They organise flights and accommodation. If you purchase a property, the full trip cost is deducted from the property price (limited offer).
Yes. You tell us your goals, sign a mandate, and we handle everything – acquisition, due diligence, legal closing, property management, and eventual sale. You never need to worry about tenants, maintenance, or paperwork.
· Off‑plan: Buy during construction. Lower price, flexible payments (low down payment, instalments, sometimes post‑handover). Higher appreciation potential, but no rental income until completion.
· Ready property: Already built. Immediate rental income, lower risk, but less payment flexibility (mortgage or full payment within 30–60 days).
We help you choose based on your goals.